Chicago’s recent record-breaking cold temperatures presented associations with challenges and questions, which may not have been at the forefront of the board’s attention. These extreme cold temperatures may have left associations dealing with issues arising from burst or frozen water pipes. While not all associations had to deal with such severe scenarios last week, almost all associations did have to deal with the accumulation of snow and ice that came as a result of the winter storm. Snow and ice removal efforts (or omissions) by associations bring about a common question that affects all condominium and homeowners associations: are associations liable for slip-and-fall cases that arise from accumulation of snow or ice?

Historically, the general rule in Illinois has been that homeowners (including associations) owed no duty to remove natural accumulation of snow or ice. As such, homeowners and associations are not liable for injuries resulting from natural accumulation of ice and snow. This is an important protection to homeowners and associations, as holding otherwise would create an unreasonable burden, considering how unpredictable snowstorms can be.

However, the general rule also stated that homeowners could find themselves liable if they decided to voluntarily remove natural accumulation of ice or snow, and unnatural accumulation of ice or snow resulted from their efforts or omissions. This general rule had the undesirable consequence of homeowners and associations choosing not to voluntarily remove ice or snow. Clearly something needed to change to avoid this unintended negative consequence.

Immunity: The Snow and Ice Removal Act

The Illinois legislature passed the Snow and Ice Removal Act in 1979 to incentivize homeowners to remove ice and snow. Specifically, this Act provides homeowners and associations with immunity from liability resulting from their efforts (or omissions) in removing ice or snow, from sidewalks abutting the property. In summary, the act protects homeowners who decide to remove natural accumulation of ice or snow, and unnatural accumulation of ice or snow occurred, as a result of the homeowner’s efforts or omissions.

While the immunity offered under the Act protects homeowners and associations from liability, recent case law has limited the scope and extent of the immunity. Therefore, it is important that associations understand the situations where the act does not provide immunity.

Most notably, the Illinois Supreme Court, in the 2016 Murphy-Hylton v. Klein Creek Condominium case, held that the immunity afforded by the act was narrow and did not protect homeowners and associations from all slip-and-fall suits caused by defective conditions or negligent maintenance of property.  The Court stated that homeowners and associations would not be immune if defective conditions or negligent maintenance, such as building defects or improper maintenance of the premises, caused an unnatural accumulation of ice or snow, and the homeowners were aware of this condition.

Additionally, associations should be aware that the Act only extends immunity for the voluntary removal of ice or snow from sidewalks abutting the property. Thus, associations may still be liable for the voluntary removal of ice and snow in areas other than sidewalks (i.e. parking lots.) This distinction, in particular, was addressed in a 2018 case, Hussey v. Chase Manor Condominium Association. The Court held that “sidewalk” could not be interpreted liberally and could therefore not include parking lots. To resolve the question of how “sidewalk abutting the property” is defined, the Court created the following bright-line rule: residential [homeowners] have immunity if they shovel the part of the municipal sidewalk that borders their property.


It is important for associations to know that while they may not be required to remove natural accumulation of snow or ice, associations may still be on the hook for the following:

  1. Slip-and-fall cases that were caused by defective conditions of the property, such as building defects
  2. Slip-and-fall cases that were caused by negligent maintenance of the premises. The act does not provide immunity from omissions in the care of the premises
  3. Associations will not be protected from liability for shoveling areas that are not municipal sidewalks that borders their property. In these cases, associations may be exposed to claims that the association’s efforts in removing the snow or ice were negligently performed.

The best course of action that associations can take is to be proactive regarding the condition of the property, as well with the maintenance of the premises. Associations and property managers should ensure that anything that may cause unnatural accumulation of ice or snow is quickly remedied. Additionally, associations should be diligent in shoveling snow or removing ice from driveways, parking lots, and other areas that are not “municipal sidewalks that border the association’s property.”